This PR ensures that `mkAppM` can be used to construct terms that are
only type-correct at at default transparency, even if we are in
`withReducible` (e.g. in simp), so that simp does not stumble over
simplifying `let` expression with simplifiable type.reliable.
Here is a reproducer of the issue this solves:
```
example (a b : Nat) (h : a = b):
(let _ : id Bool := true; a) = (let _ : Bool := true; b) := by
simp -zeta -zetaDelta [h]
```
This fixes#7826.
